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Just Interested or Getting Involved? An Analysis of Superannuation Attitudes and Actions

Cepar researchers analysing data online

Hazel Bateman, Jeanette Deetlefs, Isabella Dobrescu, Ben Newell, Andreas Ortmann and Susan Thorp

Low levels of non-default decision making among superannuation members in Australia are assumed to be evidence of a lack of interest and capability.

Using member records and survey data from a large Australian superannuation fund, we test the relationship between attitudes towards retirement savings and observable levels of non-default activities (such as making voluntary contributions, choosing or changing investment options and changing insurance cover).

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