![Elderly friends enjoying life Elderly friends enjoying life](https://www.cepar.edu.au/sites/default/files/styles/medium/public/Income_indemnity_2.jpg?itok=IRJre7Nn)
Julie R. Agnew, Hazel Bateman, and Susan Thorp
Existing research shows that adjustment to retirement is correlated with pre-retirement planning. This study presents new insights into the retirement preparedness of Australians at the later stages of working life.
Recent surveys of those approaching and entering retirement show that the extent of planning around exiting the workforce, financial management, bequest provision and activities during retirement vary greatly.
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