For many Australians, most of their retirement wealth is tied up in their home. A simple, well-designed program to tap into those trillions in home equity could help boost their retirement incomes.
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UNSW research examines how home equity, means testing and wait times influence aged care funding, retirement income and policy outcomes in Australia.
Australia’s retirement system is undergoing rapid transformation. Demographic change, global economic volatility, inflation pressures and accelerating technological innovation are reshaping how Australians save, invest and draw down their superannuation.
Following two successful seven-year funding periods under the ARC’s Centre of Excellence program, the second funding term concluded in September 2024. We have been fortunate to secure new funding to continue population ageing research over the coming years, primarily with researchers based at UNSW.
New funding for the Centre for Population Ageing Research will strengthen the evidence base for improving wellbeing in later life.
Over 150 academics, policymakers and industry practitioners participated in the 33rd Colloquium on Pensions and Retirement Research on 24-25 November 2025.